Subsidence cover can be added or removed, as required, from your business insurance policy.
Subsidence usually happens when the soil – which is usually clay based – on which a building is built, shrinks or swells causing damage to a property.
Subsidence cover should protect you from your property suffering structural damage which is classified as landslip, ground heave and ground movement.
– Subsidence is a downward movement of the ground supporting the building
– Heave is an upward movement of the ground supporting the building
– Landslip is the movement of land down a slope