Retail insurance

Retail & Shop Insurance

Not all shops are the same and this is why we offer a flexible package through a wide range of insurers.

We understand that pressures of a modern day shop owner who has little time to search for insurance and finding the best deal so why not ask us to do all the work for you, we believe our offering is unique with some key benefits to you being:-

  • On average we save customers 15%, truth is in most cases its more
  • We are open 7 days a weeks 9am to 9pm so we are here when you have time
  • We don't charge additional fees
  • Low Monthly instalments charges are available
  • All our staff are experienced brokers not a call centre person
  • We will tailor the policy to your needs not simply offer the cheapest but the right cover for you at competitive prices

Some of the Key Components of Cover for the Retail Industry include:

  • Buildings insurance
  • Business Interruption
  • Employers' Liability
  • Public Liability
  • Commercial Motor Fleet
  • Employee Dishonesty

Some of the recommended covers we think you should also consider:

  • Directors & Officers Liability
  • Professional Indemnity
  • Legal Expenses
  • Loss Recovery
  • Excess of Liability
  • Business Travel
  • Cyber Insurance

More than just insurance

In the retail industry, non-compliance of the various laws and regulations can have some serious consequences. We make sure cover is in place should something go wrong but ultimately, we don't want to see anything go wrong in the first place.

Getting back up and running as soon as possible
We believe that our customers deserve more when it comes to support in the event of a claim although the actual claim will be handled by the insurance company, we believe that it is important for you to have the correct advice and have therefore partnered with CEC to provide expert loss adjuster assistance. Once notified of your claim, we will contact CEC Claims and within 24 hours of notification to them, a professionally qualified Loss Adjuster will be personally assigned to your claim. Your Loss Adjuster will then provide you with practical advice to help you in attending on site to meet with your Insurers or their representatives, compiling, presenting, negotiating the claim and verifying your loss. Managing risks associated with any business situation from which a potential claim to your insurers may arise. Gathering evidence to defend liability claims against you successfully. Taking measures to secure and make your premises safe. Mitigating your loss and salvaging any undamaged items. Minimising any disruption to you or your business / home.

Alternative product options offering enhanced levels of support hours are available as an upgrade option. Please don’t hesitate to ask for details: - Platinum (Unlimited hours service with a mandatory post loss fee payable).

Please note that we are unable to provide this cover in relation to Motor vehicle claims