EVERYTHING YOU NEED TO KNOW ABOUT CAR MODIFICATIONS ALSO LEARN HOW THIS COULD IMPACT YOUR INSURANCE
There are many ways car modifications could impact your insurance. Have you thought about adding optional extras to a brand new car right through to wheel modifications or window stints?
How many people forget to let their insurers know?
Are you one of these people?
Do you know how this can have an impact on your insurance cover?
You don’t need to change your car significantly to increase its risk of accident, theft or vandalism. And an increase in risk comes with a change to your insurance policy and if in any doubt whatsoever this should be disclosed to your insurers or insurance broker.
We can’t stress enough how important it is to ensure you declare any modifications. If you don’t, you risk invalidating your claim. You might be nervous your modifications will increase your premium?
When is a vehicle modification a modification?
What does the financial ombudsman say?
What is the new owner of a second hand car was unaware that some items were not original specification?
What is consumer Insurance (Disclosure and Representation) ACT 2012?
What could an insurer consider to be a modification?
See the top tips and case studies enclosed in this guide from BIBA.
see link : - https://view.publitas.com/biba/bibas-modified-vehicles-guide/page/1